1. Use of Services

Eligibility: You must be at least 18 years old and capable of forming a binding contract to use our services. By using our services, you represent and warrant that you meet these requirements.

2. Account Responsibility

If you create an account, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Prohibited Uses: You agree not to use our services for any unlawful purpose, to violate any laws, or to infringe upon the rights of others.

3. Services Provided

Palm Consult LTD provides Risk management & Education, including but not limited to:

Business Intelligence Analysis and Reporting

Support & Infrastructure Services

Process Automation & Optimization Solutions

Custom software development and consulting services

We reserve the right to modify, suspend, or discontinue any part of our services at any time without prior notice.

4. Intellectual Property Rights

All content on our website, including text, graphics, logos, images, software, and other materials, is the property of Palm Consult LTD or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise use any content from our website without our prior written consent.

5. Service Agreements

Specific terms governing the provision of our services will be set forth in separate service agreements. These service agreements will include details such as:

• Scope of services and deliverables

• Pricing and payment terms

• Project timelines and milestones

• Confidentiality obligations

• Service level agreements (SLAs)

6. Limitation of Liability

To the fullest extent permitted by law, Palm consult LTD shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business opportunities, arising out of or in connection with your use of our services.

Important: Our total liability to you for any claims arising from the use of our services shall not exceed the amount you have paid us in the twelve (12) months preceding the claim.

7. Disclaimer of Warranties

Our services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:

• The accuracy, reliability, or completeness of any content

• The uninterrupted or error-free operation of our services

• The results that may be obtained from using our services

• The fitness for a particular purpose of our services

8. Confidentiality

We understand the importance of confidentiality in business relationships. Any confidential information shared between you and Palm consult LTD will be protected in accordance with applicable confidentiality agreements and our Privacy Policy. We will not disclose your confidential information to third parties without your consent, except as required by law.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Bulgaria, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of Bulgaria.

10. Termination

We reserve the right to terminate or suspend your access to our services immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use our services will cease immediately.

11. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of any material changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the new Terms.

12. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.